CalcNest

CAGR Calculator

Calculate Compound Annual Growth Rate (CAGR), absolute investment returns, and annualized portfolio performance.

Annualized Return Metric
1 Year30 Years
Annualized Return (CAGR)
20.11%
Absolute Return+150%
Total Wealth Gain₹1,50,000
Compounded Value
Initial Principal
062,5001,25,0001,87,5002,50,000Y0Y2Y4Y5
CAGR smooths geometric volatility to express accurate annual compounding.

About the CAGR Calculator

The CalcNest CAGR Calculator measures the Compound Annual Growth Rate of your stocks, mutual funds, real estate, and business revenues. CAGR is the gold-standard metric for evaluating long-term investment performance because it smooths out annual market fluctuations into a consistent annualized percentage.

Mathematical Formula

CAGR = (Ending Value / Beginning Value)^(1 / n) - 1

Where Ending Value is the current or final portfolio value, Beginning Value is the initial capital invested, and n is the time span in years.

Variables & Components

BV Beginning Value: The initial monetary sum or investment cost at year 0.
EV Ending Value: The final liquidated or current market value of the investment.
n Duration in Years: The total elapsed time period in years.
CAGR Compound Annual Growth Rate: The constant annualized rate of return that would have grown the investment from BV to EV.

Worked Example: ₹1,00,000 Portfolio Growing to ₹2,50,000 in 5 Years

Suppose you invested ₹1,00,000 into an equity mutual fund and its value expanded to ₹2,50,000 after exactly 5 years.

Step-by-Step Calculation

  1. Calculate total return ratio: EV / BV = 2,50,000 / 1,00,000 = 2.5
  2. Calculate the 5th root exponent: 1 / n = 1 / 5 = 0.2
  3. Apply CAGR formula: (2.5)^0.2 - 1 = 1.20112 - 1 = 0.20112
  4. Multiply by 100 to get percentage: CAGR = 20.11% per annum
  5. Absolute return = ((2,50,000 - 1,00,000) / 1,00,000) × 100 = 150%
Final Result: CAGR: 20.11% p.a. | Absolute Return: 150% | Total Gain: ₹1,50,000

How to Use This Calculator

1

Enter your Initial Investment Value (Beginning Value).

2

Enter your Target or Current Investment Value (Ending Value).

3

Specify the Investment Duration in Years.

4

Instantly view your Compound Annual Growth Rate (CAGR), Absolute Returns, and annual trajectory graph.

Frequently Asked Questions

Simple average returns distort volatility and compounding. For instance, if an asset gains +100% in Year 1 and loses -50% in Year 2, the arithmetic average is +25%, but your real wealth did not change ($100 → $200 → $100). CAGR accurately captures the true annual compound rate (0% in this case).